Personal
Savings
Build your financial foundation with accounts that offer competitive rates, flexible access, and personalized attention that helps your money grow, all on your terms.
Start Your Journey
Choose Your Account
Personal
Money Market Account
When you want your money to work harder without locking it away, our Money Market Account delivers the perfect balance of growth potential and accessibility.
- Tiered interest rates that reward higher balances*
$100 minimum deposit to get started - Unlimited deposits with convenient access to funds (up to 6 withdrawals per month)
- Full access to our intuitive digital banking platform
- FDIC insured up to $250,000
* Refer to the C3bank deposit rate sheet for current rates, compounding and crediting, and other balance information. Fees may reduce earnings.
Certificates of
Deposit
When you have a specific timeline and want guaranteed returns, our CDs offer competitive rates with the security you expect.
- 4-Month Term: 3.50% APY
- 7-Month Term: 3.25% APY
- 12-Month Term: 3.00% APY
- $100 minimum deposit
- Fixed rates for the entire term
- FDIC insured up to $250,000
- Automatic renewal options available
What Sets Us Apart
Balanced
Flexibility and
Growth
Our personal savings approach gives you the best of both worlds:
- Options that balance accessibility with competitive earning potential
- Multiple complementary savings options that work together
- Freedom to structure your savings based on your timeline and goals
- The right mix of liquidity and growth potential for your unique situation
- Savings that adapts to life’s changing financial priorities
FDIC
Protection
You Can Count On
All deposits are FDIC insured up to $250,000. Your money is protected–and so is your peace of mind.
Direct
Access to
Decision-Makers
Get direct support from people who know your goals—not a call center:
- Speak directly with C3Bank decision-makers
- Receive guidance tailored to your personal and strategic objectives
- Get clear, informed answers when evaluating capital decisions
