News & Events

Patrick Howell with Coast News Group talks with A.J. Moyer in his article "Getting Deals Done: Surfing the American recovery's wild economic tides".
Since the onset of the pandemic in February 2020, the coronavirus has dictated economic outcomes... Read the whole article HERE.

Thank you BankDirector.com for their recent article featuring C3bank’s partnership with Blooma.

C3bank continues to think outside the box by partnering with key firms like Blooma to develop AI based tools to lead the new generation of banking.

Traditionally, lenders spend a lot of time manually gathering the data that factors into a potential deal. Blooma allows banks to outsource that process to its AI engines. It taps into third party databases to extract information about local real estate markets and scours the web for other relevant information, such as neighborhood crime statistics and negative news.

Read the whole article HERE

Thank you Design Magazine for the recent write-up on C3bank’s Encinitas flagship location. Highlighting our interior design partners Blitz and the wonderful work they did as well as our architect, Cardiff local, Brett Farrow. “The ethos and collaborative business approach of ABP Capital and its affiliate, C3bank, are guided by three principles: honesty, transparency, and openness. These core values were the driving influences behind Blitz’s interior design of the financial company’s 15,000-square-foot headquarters in Encinitas, CA.”

Read the whole article HERE

Precautionary measures taken by C3bank in response to the Coronavirus COVID-19 Pandemic can be found here.

Rather than trying to be all things to all people, today’s community banks are more likely to find a niche where they can excel and differentiate themselves from the competition. Read the entire article here.

Michael Persall and AJ Moyer, were recently recognized as an influential figures in the special, annual edition “San Diego Business Journal: SD500″. The San Diego Business Journal annually recognizes 500 individuals across various industries as key players in the community.

After doubling in size in just five years, C3bank was more than ready for its move into an impressive new 12,000-square-foot flagship building in downtown Encinitas. Read the full article Here.

The Encinitas Magazine stated,  "it's definitely not just another bank, this is a locally owned and operated bank and investment group that focuses mostly on the needs of local businesses, as well as commercial real estate" - Chris Cote. Read the full article from Encinitas Magazine.

Opened in Q1 2019, construction is complete on our new state of the art Banking Center. Anticipated to be the “spot” for local business meetings, the center will provide a training center for online banking, usable meeting areas for local business and coffee center for conversing and building relationships.
The San Diego Union-Tribune: Encinitas OKs see-through buildin

C3bank received a 5-star rating from independent rating agency BauerFinancial. The agency designates the bank as “Superior”, its highest rating, and features institutions with such a ranking on the BauerFinancial Recommended Report. C3bank will also be featured in the August issue of Jumbo Rate News published weekly by BauerFinancial. The issue features the top 50 banks in the nation as determined by quality loan growth. Each bank is required to be considered “well-capitalized”, considered “sound”, and have at least an "Excellent" star rating by the BauerFinancial. BauerFinancial star ratings classify each institution based upon a complex formula factoring in current and historical data. The first level of evaluation is the capital level of the institution followed by other relevant data including, but not limited, to: profitability, historical trends, loan delinquencies, repossessed assets, reserves, regulatory compliance, proposed regulations and asset quality. Negative trends are projected forward to compensate for the lag time in the data. BauerFinancial employs conservative measures when assigning these ratings and consequently our analysis may be lower than those supplied by other analysts or the institutions themselves. More than 30 years of experience has shown this to be a prudent course of action.